7 Best Bitcoin Debit Cards in 2022

A Crypto card deals with all cryptocurrencies, and you can use this debit card anywhere. You can also withdraw cash from any ATM.

Bitcoin and other cryptocurrencies are fast becoming popular among people. That’s because we can invest in Bitcoin with little money and make it grow. As a matter of fact, we needn’t buy an entire Bitcoin. Instead, we can buy its fragments called the Satoshi.

However, a lot of people are still reluctant to invest in Bitcoin, despite the crypto offering such superb opportunities to double your money. That’s because they worry about how to cash a Bitcoin or other cryptos quickly if they need cash urgently.

If you own one or more Bitcoin or some other types of cryptocurrencies, or are interested in investing in these but worried about cash during emergencies, continue reading.

Because, in this article, I will be speaking about the seven best Bitcoin debit cards for 2022. As a matter of fact, these debit cards also work for lots of other major cryptos in the world.

Understanding Bitcoin Debit Cards

bitcoin debit cards

You might wonder, what’s a Bitcoin debit card or cryptocurrency debit card is? In simple words, it’s similar to a regular debit card that your bank issues. The only difference is that a Bitcoin debit card is issued by cryptocurrency exchange or a financial institution that deals with Bitcoin and other cryptos.

There’re thousands of stores, hotels, restaurants, online retailers, and other services that will accept your Bitcoin debit card. The reason is simple: these merchants don’t actually know you’re using a Bitcoin card. Because, when they swipe it for you to make the payment, they get the money in their own currency, for example, the US Dollar if you’re using it in America or Yen, if you use it in Japan.

However, the money is debited from your Bitcoin wallet in the form of Satoshi, or fragments worth that amount in cash. Therefore, only you’re aware that a payment was made in Bitcoin or some other crypto.

Furthermore, you can also withdraw cash on your Bitcoin debit card from any ATM that accepts Visa or Mastercard issued debit cards. As you would be aware, almost every ATM in the world accepts cards from these brands.

In brief, this means that you can use a Bitcoin card just like any other ordinary one issued by your bank or a financial services company.

Seven Best Bitcoin Debit Cards 2022

Now, if you wish to invest in Bitcoin and other major cryptos and also wish to have cash for emergencies, here’s my curated list of the seven best Bitcoin debit cards for 2022. You can choose any of these, depending on your needs.

1. BitPay Debit Card

BitPay

The BitPay debit card works with Bitcoin and selected a few cryptocurrencies such as Ethereum. A major advantage of BitPay debit card is that it’s prepaid. Meaning, you can select the number of Satoshi or fractions of other cryptos that you wish to credit in its account. That way, you can control your spending too.

The BitPay cryptocurrencies debit card is valid worldwide. It connects with your BitPay cryptocurrency wallet or any other wallet of your choice so that you don’t have to transfer money several times. You only have to click on the BitPay app to recharge or add more funds to the debit card.

2. Coinbase Debit Card

Coinbase Debit Card

The Coinbase debit card is issued by Visa International. Hence, the Coinbase debit card has global acceptance and can be used by millions of merchants around the world. Coinbase debit card supports Bitcoin and some 49 other major cryptocurrencies such as Ethereum and LiteCoin, to name a few.

However, Coinbase crypto debit card is available only for the company’s customers. This means you should be buying and selling Bitcoin or other cryptos from Coinbase only and have that company’s crypto wallet. However, the Coinbase crypto debit card offers four percent cashbacks on your purchases and another spending. It is also useful for cash withdrawals at ATMs worldwide.

3. CoinZoom Debit Card

CoinZoom Debit Card

An amazing feature of the CoinZoom debit card is that you can pay in cash equivalent to any of the 52 top cryptos in the world, including Bitcoin. The CoinZoom card is issued by Visa International and hence, valid worldwide with millions of merchants.

You can also withdraw cash at millions of ATMs in the world that accept a Visa card. To qualify for the ‘Select’ level, you should hold at least 2,000 Zoom points worth $170 or have 100,000 Zoom points worth $8,477 for the ‘Black’ level. In any case, you can get this card for a preset limit. That means you can select how much you wish to spend.

The CoinZoom card connects with most of the top crypto wallets, through an eponymous app. Therefore, top-ups are easy and fast.

4. Crypto Cards

Crypto Cards

Crypto offers you a Visa-branded prepaid best crypto debit card under five different levels, Ruby, Jade, Royal, White, and Gold. These crypto cards are available only when you hold a specific number of CRO coins issued by Crypto, which is a cryptocurrency exchange. The higher your CRO points, the greater the level of your Bitcoin debit card.

The Crypto debit card offers you airport lounge access in the USA and in foreign countries, depending on the level. You can also get five percent cashbacks and bonuses on select purchases made with the Crypto card. Additionally, they have a membership program that entitles you to various other benefits too.

5. Crypterium Debit Cards

Crypterium debit card

Crypterium issues a Visa-branded Bitcoin and cryptocurrency debit card. Though Crypterium is based in Europe, they also issue these cards to US residents. To qualify, you must have at least $350 in cryptos in your digital wallet.

They offer two versions of their Visa debit card– virtual and plastic. You can choose either or both. This is also a bitcoin prepaid card that you can use to spend in local currencies and pay in Bitcoin and other cryptos. They charge a $250 yearly fee for this card. However, they also offer various other benefits such as cashbacks and discounts at various merchants worldwide.

6. Wirex Cards

Wirex debit card

Wirex offers a prepaid debit card that connects with their eponymous app and online cryptocurrency wallet. However, they accept only Bitcoin and a few other cryptos. Also, they offer conversion of cryptos in major currencies of the world such as Euro, Yen, Indian Rupee, and UAE Dirham, among others.

While Wirex offers free ATM withdrawals and payments for purchases, they charge you a fee for the conversion of cryptos to regular currency. This is an ideal card for persons that are frequently traveling or if you’re planning a holiday or visit to Europe and Asia. The Wirex card is issued by Mastercard and is valid worldwide.

7. TenX Debit Cards

TenX

TenX was launched in 2017. It operates with an eponymous app that can connect to any major cryptocurrency wallet. This card is also from the Mastercard brand. They charge $25 as issuing fees and annual maintenance fees depending on your level and usage. They offer a one percent cashback on your Bitcoin transactions, though TenX supports some 20 cryptocurrencies.

This is a very simple card that anyone holding cryptos can apply for. It’s valid for purchases online and offline as well as cash withdrawals at ATMs and money transfers in various major foreign currencies in the world.

Conclusion

These debit cards are generally prepaid, as you would have seen. This means you don’t have to spend your entire savings in cryptocurrencies if the need arises. Most of these cards also offer cashbacks and other bonuses, which make them attractive to hold.

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I'm very passionate on writing about personal finance, economy, helping people save money and making you better. I've worked closely with The Peninsula, Qatar Tribune, Pattaya People, Al Jazeera and other major news networks around the world. Member of Amnesty International, Reporters Without Borders & other organizations.